Most people think their Social Security benefits are fixed, set in stone.

But that's not true!

 
2728

There are 2,728 rules for claiming your social security benefits.
567

There are 567 unique ways to claim your benefits.
76%

Making a mistake when filing for your benefits could cost you up to 76%.
$100000

You could be leaving over $100,000 of additional benefits on the table.
 

Understanding WHEN to claim can make a huge difference in your future benefits!

 

Comprehensive and understandable.
All scenarios, benefits, rules & provisions.

Your report shows when & how to file to maximize your Social Security benefits.

Optimize your Social Security benefits!

Our customized Social Security optimizer report gives you the best options for claiming Social Security and increasing lifetime benefits."

Accurate and comprehensive, social security optimizer is constantly updated to the latest Social Security laws.

Covers every situation:

View a sample report

No recurring cost!

  • Optimal Social Security
    Optimal Social Security has been a real eye-opener for my wife and me. After reading our individual report we now know a lot more about the Social Security system and feel much more comfortable about our decisions when to begin drawing. Thank you Optimal, you have been a tremendous help to us.
    John McBride
  • Optimal Social Security
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    Edward Berges
  • Optimal Social Security
    Getting close to retirement, my wife and I had a lot of questions about when to start collecting social security. There is a lot of information available about social security, however this site gave us more detailed information and put that information into a format that was easy to understand. I highly recommend this site, to anyone who has questions about when to start collecting social security.
    Richard Haas
  • Optimal Social Security
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    Chuck H.
  • Optimal Social Security
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    Mike, retired CPA
  • Optimal Social Security
    I had no idea that Social Security would be so confusing! Thanks for making it easy for us to determine the best way to go. I learned so much while reading our report -- we quickly determined how to solve the Social Security "riddle" and will have about $10,000 more per year than we anticipated. THANK YOU!
    Beth S.
  • Optimal Social Security
    Optimal Social Security recommended a Social Security Strategy for me and my spouse that should give us the greatest benefit for our retirement based on our projected life expectancy. It recommended a strategy I had never heard of before, the Restricted Application Strategy for people born before 1954. A lot of useful information provided that helped us make a good decision pn how to maximize our benefits. This is a very easy to use website.
    Richard A.

Your Retirement Situation is Unique!

Your retirement situation is different than your neighbors and friends. The differences in benefits and age between you and your spouse along with your current health and financial needs make your optimal claiming ages unique to you.