About Us

Successful CPA firm leader digs into Social Security law to help people get the most out of their retirement.

Larry Siegler owned and ran a CPA practice for 22 years.

He frequently helped people with retirement planning and realized that most people planned to claim their Social Security benefits at age 62 based on: "It's my money and I want it now."

This important decision was often made to copy what their friends had done.

Social Security. like most government programs, is complicated and deciding when to claim your benefits could result in a difference of hundreds of thousands of dollars over your lifetime.

Larry was determined to help people make this critical decision in a way that optimized their benefits and met with their financial needs. Now retired, Larry continues his passion for educating people about how to claim their Social Security benefits and maximize the money they receive.

Larry Levenson, an experienced website programmer, embarked on this mission with Larry Siegler. They decided to create an online program that would show people the impact of the many options that are available for any particular situation. With that, Optimal Social Security was born.

Make an informed decision about your Social Security!

When and how to claim your Social Security benefits

Our report provides you with the information you need to make an informed decision about when and how to claim your Social Security benefits. The report shows you 1,296 unique lifetime benefit amounts based on eighty-one claiming age combinations and sixteen mortality age combinations. And we respect your privacy by only asking for your and your spouse's birth years and the monthly payment amount that Social Security says you each will receive.


Claiming Age Combinations


Mortality Age Combinations

  • Optimal Social Security
    Optimal Social Security has been a real eye-opener for my wife and me. After reading our individual report we now know a lot more about the Social Security system and feel much more comfortable about our decisions when to begin drawing. Thank you Optimal, you have been a tremendous help to us.
    John McBride
  • Optimal Social Security
    A very comprehensive program that takes the guess work out of an important segment of retirement planning. For a very nominal fee, this report saves a lot of leg work in determining you and your spouse's optimum benefits from Social Security. As a former accountant and general manager, I highly recommend this program to anyone who is considering retirement or nearing the age of eligibility.
    Edward Berges
  • Optimal Social Security
    Getting close to retirement, my wife and I had a lot of questions about when to start collecting social security. There is a lot of information available about social security, however this site gave us more detailed information and put that information into a format that was easy to understand. I highly recommend this site, to anyone who has questions about when to start collecting social security.
    Richard Haas
  • Optimal Social Security
    My wife and I are considering applying for Social Security benefits so I've been doing some homework on the subject. I have not come across anything as thorough, yet easy to understand, as the analysis that Optimal Social Security has personalized and provided to us. After reviewing the report, we feel confident that the decisions we're making are the right ones for us. Do yourself a favor. Order the report and study it. Don't make mistakes you that you will always regret. A few dollars could save you thousands.
    Chuck H.
  • Optimal Social Security
    I used the "Optimal Social Security" program which provided my wife and me with a great strategy for maximizing our social security benefits upon retirement. I found the program easy to use and accurate. I heartily recommend this product.
    Mike, retired CPA
  • Optimal Social Security
    I had no idea that Social Security would be so confusing! Thanks for making it easy for us to determine the best way to go. I learned so much while reading our report -- we quickly determined how to solve the Social Security "riddle" and will have about $10,000 more per year than we anticipated. THANK YOU!
    Beth S.
  • Optimal Social Security
    Optimal Social Security recommended a Social Security Strategy for me and my spouse that should give us the greatest benefit for our retirement based on our projected life expectancy. It recommended a strategy I had never heard of before, the Restricted Application Strategy for people born before 1954. A lot of useful information provided that helped us make a good decision pn how to maximize our benefits. This is a very easy to use website.
    Richard A.