As of August 2021, approximately 62 million elderly Americans were collecting their social security benefits. The application list for the benefits is growing each year and that borders on a retirement crisis that requires solutions. You cannot help but wonder how long does it take to get approved for social security benefits. Once you get confirmation of your application, you also want to know how long does it take to get your first social security check.

This post is letting you know how social security works. We will share the considerations, documentation, and timeframe for your application to be accepted, and when you can expect your first check. By and large, we’ll answer your question on how long it takes to receive social security after you apply.

How Social Security Approval Works

Approval Timeline

When you retire, a lot of questions cross your mind. The first question you should ask is when to claim social security benefits. See our article on When to Claim Social Security Benefits.

The next question after you decide to claim is: how long does it take to get my first social security check? It would be prudent to start by knowing how long it takes to apply for social security online. To your relief, the process will not take a lot of your time. Once your application is done and submitted, you will be wondering how long it takes to get social security approval.

Typically, it takes 6 weeks to process your application and for the benefits to start. However, it will take longer if you submit incorrect information. Also, the duration for approval will depend on the number of submissions the Social Security Administration (SSA) will be processing at the time. Overall, the wait time is at least six weeks or longer depending on a number of factors.

Mandatory Information 

You will need your social security number, birth certificate, and supporting financial documents when you apply. Tax return evidence and W-2 forms are also required for self-employed applicants.

For those not born in the USA, you should provide proof of citizenship. A certificate of citizenship or passport will be adequate. Also, marital information will be required.

Luckily, all these documents are not required at once when you apply. The SSA will send you notifications when they are required.

Notably, SSA only accepts original documents and certifications. Alternatively, you can furnish them with copies certified by the government. You will get your copies back once the verification is over.

Determining Your Best Benefit Options

You definitely want to make the most out of your benefits, right? That is why the SSA will determine if you get more benefits from your spouse’s record or your record. The analysis will also determine if your children or a relative qualifies for the benefits without affecting your payments adversely. You should explore ways to increase your benefits and have an analysis done of your optimal claiming option and compare it to then you wish to claim benefits.

Exemptions for Documentation

For those who have applied for Medicare or any social security benefits before, you are exempt from providing certain information. This helps speed up your application as your information is already on their database.

6 Weeks on Average to Get Approved for Social Security

How long it takes to get approved for social security benefits depends on the two main factors highlighted in this post. Usually, it is 6 weeks. But the accuracy of your information and the number of applications at the time you apply may extend the timeframe.

You now have a rough idea of how long it takes to start receiving social security benefits after applying.